Paying for Cocaine Addiction Treatment
Paying for cocaine addiction treatment can be daunting when you get started, but the truth is that few cocaine rehab programs are more expensive than a couple of months worth of cocaine to sustain your addiction. Every dollar you pay for cocaine comes directly out of your income -or someone else’s, if you’re borrowing money -but the money you spend on cocaine addiction treatment can come from a variety of sources: insurance, state and federal funding, scholarship sources and more. Don’t be afraid to get the real information you need to figure out how you can afford cocaine addiction treatment now.
Paying for Cocaine Addiction Treatment: Insurance
If you have health insurance, you have a leg up when it comes to paying for cocaine addiction treatment. The medical portion of your coverage should pay for part of the costs of any medical care you need during treatment and the mental health portion of your policy should pay for all or part of the costs of your psychological treatment and care. This means that cocaine detox, outpatient cocaine addiction treatment and inpatient cocaine rehab should all be covered by your health insurance.
The question is, how much will be covered. You may still need to pay your deductible, for starters, and your health insurance company may be very picky about what constitutes addiction treatment and the percentage of the cost that they will pay. Get the details before you get started!
Paying for Cocaine Addiction Treatment: Sliding Scale and Funded Treatment
Some cocaine rehabs will offer you a bill for treatment that is less than what they usually ask. This “sliding scale” method pricing is designed to help those with low incomes to pay an amount that is more proportional to the amount that they bring in each month. They can afford to do this because the rest of the bill is covered by state and federal funding, charitable donations or scholarship funds set up for the purpose. You still have to pay for treatment, but the amount of the bill can be decreased significantly with sliding scale and funded treatment.
Paying for Cocaine Addiction Treatment: Financing
For those without insurance or a bill left over after insurance claims and sliding scale costs that is still too much for their bank account to bear, you can opt for financing. Financing means that you make monthly payments until your bill is paid off, giving you the time you need to pay at your own pace and the ability to enter treatment immediately. There may be a bit of interest tacked on just like with any loan, but it’s still a great option for paying for cocaine addiction treatment.
Paying for Cocaine Addiction Treatment
At Michael’s House, we are willing to work with your insurance company and with your finances to help you come up with a payment solution and get the cocaine addiction treatment you need. Contact us today to find out more details on cost and payment options.
