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Providing Trusted, Evidence-Based
Treatment for Three Decades and Counting

If you or a loved one is experiencing addiction, we’re here to help.

How to Pay for Drug Rehab

older male patient meeting with behavioral health specialist to discuss how to pay for drug rehab

One of the most common barriers to treatment is a lack of financial resources. By the time you decide to reach out for help, drug abuse has often exhausted your financial resources. You may not have an employer, an insurance provider, or a supportive family member to help cover the costs of treatment. So how can you pay for drug rehab? The good news is that paying for addiction treatment is possible when you do some research with the help of professional rehab admissions counselors.

Michael’s House is committed to providing multiple options to help you pay for rehab. Whether you are using insurance, paying out of pocket, or exploring other financial options, we want to help you access the addiction treatment you need. Call 760.548.4032 for more information about paying for rehab today.

Rehab Payment Options

No matter how you look at it, drug rehab is a significant investment. Whether you calculate the cost in terms of money, effort, or time, you will be channeling a lot of resources into the healing process. This investment might even seem daunting at first, but the rewards of recovery will make it worthwhile. Whether you have a lot of money, a restricted income, or no income at all, treatment options are available to meet your needs. For individuals with limited resources, free, low-cost, and sliding-scale programs are available. These programs are administered by public health agencies, hospitals, mental health centers, and private facilities.

There’s a common myth that private drug rehab is completely unaffordable for anyone but the rich and famous. In reality, some of the top private treatment centers in the country offer a sliding-scale payment program for those who can’t afford the full fee. Many rehab centers accept health insurance for their services. An admissions counselor can help you determine whether your insurance company will pay for your treatment by asking the following questions:

  • Does the insurance provider cover inpatient rehab, outpatient rehab, or both?
  • Is the treatment facility part of the insurance provider’s network?
  • How many days of rehab are covered under the insurance plan?
  • Which recovery services are covered (detox, medication, psychotherapy, etc.)?

Figuring out how to pay for drug rehab can be overwhelming, especially if you’re in the early stages of sobriety. Instead of getting discouraged by the prospect of paying for rehab, seek help from a treatment professional to find out your options. You might be surprised that you have more alternatives than you realized.

Paying with Financing

Most reputable drug detox and addiction treatment programs can help you with financing if you need it to secure treatment for yourself or your loved one. Financing allows you to present the total cost directly to the treatment center, then pay off the amount owed at your own pace. This means that you can incorporate the cost of paying for drug rehab into your monthly budget without destroying your family’s finances. In many cases, both secured and unsecured loans are available. The interest rates for these loans are determined on a case-by-case basis.

Exploring Financial Resources

Addiction is a chronic disease like cancer, diabetes, or heart disease. Addiction requires intense treatment. But when it comes to paying for addiction treatment, many people do not feel that they have the same level of financial help at their disposal. Covering the costs of rehab often requires turning to private sources, such as:

  • Loans from family members, partners, or close friends
  • Help from employee assistance programs
  • The sale of personal assets, such as automobiles, boats, or RVs
  • Retirement accounts, IRAs, or personal savings accounts

There are a lot of creative financial solutions for people who are truly committed to recovery. At Michael’s House, we maintain a firm commitment to helping our clients find a way to pay for addiction treatment.

Reach Out to Michael’s House About Paying for Drug Rehab

Our admissions coordinators are available to talk and are eager to discuss options to help you pay for drug rehab. We can even suggest alternative treatment plans if our programs aren’t the right fit for you. Please don’t wait any longer—call 760.548.4032 now or reach out online. We’re here to help.

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